Terms of Use

Last updated October 16, 2026

These terms govern your use of covermylaptop.com (the "Site"). By using the Site or submitting a quote request, you agree to them.

Who we are

CoverMyLaptop is an independent insurance agency licensed in Tennessee, Georgia, Alabama, Kentucky and Virginia. We do not underwrite insurance. Coverage is provided by third-party insurance carriers, and the terms of any policy are set by the carrier's policy documents, not by this Site.

Quotes are not coverage

Submitting a request on this Site creates a quote request only. It does not bind coverage, create a policy, or obligate you or us. Coverage begins only after a licensed agent confirms eligibility with you, you accept the policy terms, and the carrier issues the policy.

Pricing shown on the Site

Prices and deductibles shown on the Site (for example, "$5 per month or $60 per year, $0 deductible") are representative of the coverage available to most eligible devices in our licensed states. Your final premium, deductible, limits, and exclusions are determined by the carrier based on your device and location and will be shown to you before you purchase. Availability, pricing, and terms vary by state and are subject to change.

Accurate information

You agree to give accurate information about yourself and your device. Inaccurate information may affect your eligibility, your premium, or a future claim.

Communications

By submitting a quote request with the consent box checked, you agree to be contacted as described in our Privacy Policy. You can opt out at any time.

Use of the Site

You may use the Site only for lawful purposes and only to request coverage for devices you own or are authorized to insure. You may not submit false requests, interfere with the Site's operation, or attempt to access data that isn't yours.

No warranties

The Site is provided "as is." We make reasonable efforts to keep information accurate and the Site available, but we do not guarantee that the Site will be error-free or uninterrupted.

Limitation of liability

To the fullest extent permitted by law, CoverMyLaptop is not liable for indirect, incidental, or consequential damages arising from your use of the Site. Nothing in these terms limits the obligations of an insurance carrier under a policy it has issued to you.

Governing law

These terms are governed by the laws of the State of Tennessee, without regard to its conflict-of-law rules.

Changes

We may update these terms from time to time. The date at the top shows when they were last changed.

Contact

CoverMyLaptop
1205 4th Ave N, Nashville, TN 37208
Email: hello@covermylaptop.com